Estate, Benefits & Insurance Consulting

Steady counsel for families and businesses.

Thomas Wayne Consultants provides estate planning, executive benefits, retirement, life insurance, annuity, and final-expense guidance — one advisor, whichever combination you need.

Helping families and businesses for forty years
Thomas Wayne, founder of Thomas Wayne Consultants
Thomas Wayne
Founder
40 yrs

Areas of Practice

Services I Provide

01 / ESTATE

Comprehensive Estate Planning

Deciding, in writing, how your assets, property, and wishes are carried out — so your family has clarity, not guesswork.

02 / BENEFITS

Executive Benefits Consulting and Implementation

Designing and putting in place benefit programs that help businesses attract, reward, and retain key people.

03 / RETIREMENT

Retirement Planning

Turning savings into a dependable income, with a written plan for Social Security, withdrawals, and taxes.

04 / INSURANCE

Life Insurance Consulting and Procurement

Finding and securing the right coverage for your family or business, at a cost that makes sense.

05 / ANNUITIES

Annuity Consulting and Procurement

Evaluating and arranging annuity contracts that fit your income needs and long-term goals.

06 / FINAL EXPENSE

Final Expense Cost Management

Planning ahead so end-of-life costs are covered, and never become a burden your family has to carry.

How We Work

A clear process, whichever service you need.

The same four steps, whether we're planning an estate, a benefits program, or an income you can count on.

01 — Conversation

A first conversation

No cost, no obligation — just a look at your situation and what you're trying to solve.

02 — Assessment

A full assessment

I review the details that matter — your goals, your family or business, and what's already in place.

03 — Written Plan

A plan, in writing

Clear recommendations you can review, question, and revise — not just verbal advice.

04 — Implementation

Implementation & review

I put the plan in place, and we revisit it as your life, your business, or the law changes.

About Thomas

Forty years of steady, personal counsel.

Thomas Wayne founded Thomas Wayne Consultants to give families and business owners a single, trusted relationship for the decisions that matter most — how an estate is handled, how key employees are rewarded, how retirement income is built, and how a family is protected if something happens. For forty years, that's meant sitting down, listening first, and putting recommendations in writing before anything is signed.

40
Years in practice
6
Areas of practice
2
Who I serve — families & businesses

Credentials & Focus

  • Forty years advising families and businesses on estate, benefits, and insurance matters
  • Works directly with individuals, families, and business owners — not a call center or a rotating team
  • Every engagement starts with a written plan before any product or policy is put in place
  • Licensed to procure and place life insurance and annuity contracts on your behalf

Who I Work With

Families building security. Businesses protecting their people.

For Families

An estate that's settled the way you intended — not argued over.

For Businesses

Key people who stay, because the benefits program gives them a reason to.

For Individuals

A retirement income, and a family, that are both protected on paper — not just in conversation.

Get Started

A first conversation costs nothing and commits you to nothing.

Most engagements start with a 30-minute call — no pitch, just a look at where you stand and which of the six areas above is the right place to start.

Book a call on my calendar
Email
thomaswayneconsultants@gmail.com
Phone
(215) 555-0148
Office
Philadelphia, PA — by appointment. Clients advised virtually, nationwide.

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